Regional Risk Manager – Malta

Why should you join dLocal? dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world's fastest-growing, emerging markets
By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000 teammates from 30 different nationalities and developing an international career that impacts millions of people's daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team
What's the opportunity?
We are seeking a Regional Risk Manager to lead risk management efforts across the UK and MEA (Middle East & Africa) regions. Based in Saudi Arabia, this role is key to implementing and maintaining dLocal's Enterprise Risk Management Framework (ERMF) in line with global standards and regional regulatory requirements, including those from SAMA (Saudi Central Bank), FCA (UK), and other relevant financial authorities. The successful candidate will serve as the primary liaison for risk-related regulatory matters and will oversee both financial and non-financial risks, ensuring effective governance and proactive risk mitigation across the region. What will I be doing? Implement and maintain the Enterprise Risk Management Framework in the UK and MEA regions, ensuring alignment with dLocal's global risk policies and local regulatory requirements. Act as the key risk management contact for SAMA, FCA, and other regional regulators; support licensing processes and ensure compliance with supervisory expectations. Chair the Regional Risk Forum; lead discussions on key risk topics and support decision-making processes with data-driven insights. Conduct enterprise-wide risk assessments across financial risks (e.g., market, credit, liquidity) and non-financial risks (e.g., operational, compliance, IT, cyber). Define and monitor Key Risk Indicators (KRIs); lead the management and resolution of risk incidents; ensure timely reporting aligned with local and global requirements. Act as a strategic partner to business leaders, promoting a strong and accountable risk culture throughout the organization. Design and enhance risk policies and procedures in accordance with the expectations of SAMA, FCA, and other regulators, including frameworks for operational resilience (e.g., DORA). Coordinate with internal audit and external parties during audits and regulatory inspections; ensure accuracy and completeness in risk documentation. Stay ahead of regional risk developments and evolving regulatory expectations; contribute to continuous improvement of risk strategies and controls. What skills do I need? Bachelor's degree in Finance, Economics, Business, Engineering, or related fields. Advanced degrees or certifications (e.g., FRM, CRMA, CIA, CFA, PRM) are a strong plus. Minimum 8 years in risk management within the financial services or payments industry, with direct experience in regulated environments. Knowledge of SAMA, FCA, and other regional regulators' risk standards is essential. Solid understanding of financial and non-financial risks, capital adequacy concepts and operational risk frameworks. Familiarity with prudential reporting and operational resilience regulation is advantageous. Ability to synthesize complex risk data and communicate actionable insights to executives and regulators. Proficiency in risk management systems and data visualization tools (e.g., Power BI, Tableau, Looker). Basic knowledge of SQL or Python is a plus. What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you: Flexibility: We have flexible schedules, and we are driven by performance Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded Learning & development: get access to a Premium Coursera subscription Language classes: we provide free English, Spanish, or Portuguese classes Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections dLocal Houses: want to rent a house to spend one week anywhere in the world, coworking with your team? We've got your back
What happens after you apply? Our Talent Acquisition team is invested in creating the best candidate experience possible, so don't worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process
Also, you can check out our webpage, Linkedin, Instagram, and Youtube for more about dLocal

---