Finance and Reconciliations Officer

3 days ago

Sliema, Tas-Sliema, Malta Alpha Talent Solutions Full time €30,000 - €50,000 per year

A growing payments institution is looking to welcome a Finance Operations & Reconciliations Officer to its expanding team in Malta. This role sits at the core of the organisations financial engine, supporting day-to-day operational finance, reconciliation processes, and regulatory obligations.

The ideal candidate is analytical, detail-oriented, and comfortable working in a fast-paced fintech environment where accuracy, structure, and collaboration are key.

Tasks
  • Manage daily, weekly, and monthly reconciliations across banking partners, acquirers, and other key financial channels.
  • Perform daily reconciliations of customer fund movements, ensuring safeguarded and operational accounts are monitored accurately.
  • Support treasury-related activities, including managing prefunding levels and balances held with partners.
  • Assist in overseeing daily transaction processing and operational finance workflows.
  • Contribute to the preparation of monthly management accounts and internal financial reports.
  • Support the preparation and submission of regulatory reports required by authorities such as the MFSA and Central Bank.
  • Maintain and update internal finance procedures and operational manuals.
  • Assist with internal and external audit requests, ensuring timely and accurate responses.
  • Collaborate with cross-functional teams to enhance financial operations and streamline processes.
  • Provide ad hoc reporting and financial insights to senior management and the Head of Finance.
Requirements
  • A higher education qualification in Accountancy, or in the final stages of ACCA (or equivalent).
  • 2-4 years experience in a similar operational finance or reconciliation role within the financial services sector ideally within an EMI, payments institution, or fintech environment.
  • Strong understanding of payments ecosystems, including card acquiring, card processing, and alternative payment methods.
  • Advanced proficiency in Microsoft Excel and comfort working with large datasets.
  • Excellent communication skills in English, both written and verbal.
  • Strong initiative, ownership, and teamwork abilities.
  • Ability to work accurately under time-sensitive conditions
Benefits
  • Private Health Insurance (after probation)
  • Modern office space in a central location
  • Discounted company parking or monthly transport allowance
  • Daily office breakfasts + Friday team lunches
  • Gym & fitness perks
  • €100 annual allowance for tennis/padel lessons
  • Regular team-building and company events
  • Annual performance review

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