Credit Risk Manager

4 weeks ago


Malta Konnekt Full time

A well-established Bank is looking for a Credit Risk Manager to join their team:

Responsibilities:

Ensure adherence to the Bank's Credit Risk Policies, guidelines, and procedures during loan transactions, while providing coaching to team members
Maintain the Credit Risk profile of the Advances portfolio in line with approved Key Credit Risk Indicators (KCRIs)
Evaluate and recommend lending proposals above a specified threshold, facilities deviating from guidelines, and Non-Performing exposures
Conduct periodic risk-based checks as part of the second line of defense, ensuring timely communication with relevant units and contributing to biannual risk reports
Stay informed about economic, political, social, and regulatory developments to suggest adjustments to Credit Risk Policy and Key Risk Indicators.
Oversee subordinate work, ensuring adherence to standards, timely task completion, and support the coordination of IT upgrades and regulatory reporting
Participate in committees and meetings, including minute-taking responsibilities as needed

Requirements4 years of experience working within the second line of defenseA minimum of 3 years of previous local working experience in a similar position in a Credit function with a strong retail/commercial banking backgroundFluent in both written and spoken English and MalteseEducation and ExperienceMQF Level 6 in Banking, Finance or Economics/CFABenefitsSubsidized loan ratesHealth and life insurancePension schemeMobile planPerformance Bonus

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