Senior Analyst

Application Closes: 24/11/2026 Our team is growing Role: Senior Analyst Function: Chief Risk Officer Department: Financial Risk Section: Regulatory, Economic & Capital Management Sub Section: N/A Reports to: Senior Manager Job Summary Overall Purpose: The Senior Analyst is a key member of the Second Line of Defence (2LoD), responsible for supporting the oversight, review and independent challenge of the Bank's regulatory and economic capital frameworks. The role focuses on ICAAP, capital planning, stress testing, MREL and ECB EU-Wide Stress Testing exercises, ensuring methodologies, assumptions and outputs remain aligned with regulatory requirements and internal governance standards. The job holder is responsible for performing detailed analysis, monitoring regulatory capital and MREL metrics, supporting regulatory submissions and contributing to capital adequacy assessments and stress testing activities. The role also provides technical guidance to the team, supports the continuous enhancement of frameworks and methodologies, and works closely with stakeholders across the Bank to ensure effective capital management and regulatory compliance.

Key Responsibilities
The job holder will be responsible for: FRAMEWORK DEVELOPMENT & OVERSIGHT ▪ Facilitating the development, review and enhancement of regulatory capital, economic capital (ICAAP) and MREL frameworks. ▪ Providing effective 2LoD challenge to 1LoD practices. ▪ Ensuring methodologies remain robust, proportionate and compliant with evolving regulatory expectations. ▪ Supporting regulatory inspections and audits. ICAAP & CAPITAL PLANNING OVERSIGHT ▪ Managing key components of the ICAAP process, including methodology development, scenario design and documentation. ▪ Providing independent oversight and challenge of the capital plan from a 2LoD perspective. ▪ Ensuring alignment with risk appetite and business strategy. STRESS TESTING & METHODOLOGY DEVELOPMENT ▪ Managing ICAAP stress testing frameworks and contributing to ECB EU-Wide Stress Testing exercises. ▪ Designing scenarios, reviewing assumptions and methodologies. ▪ Ensuring consistency with regulatory stress testing requirements and internal frameworks. REGULATORY CAPITAL & MREL OVERSIGHT ▪ Supporting oversight of regulatory capital adequacy and MREL requirements. ▪ Reviewing methodologies and assumptions. ▪ Ensuring alignment with CRR/CRD and recovery and resolution expectations. REPORTING & REGULATORY ENGAGEMENT ▪ Delivering high-quality capital and stress testing reporting to internal committees. ▪ Supporting engagement with regulators, including JST and SRB. ▪ Contributing to regulatory submissions. ▪ Responding to supervisory queries in a clear and timely manner. REGULATORY & ECONOMIC CAPITAL INTEGRATION ▪ Ensuring that regulatory capital, ICAAP outputs and recovery and resolution-related metrics (e.g. MREL) are appropriately articulated in reporting and submissions. ▪ Maintaining clear distinctions between 2LoD oversight and 1LoD execution responsibilities. TEAM GUIDANCE & CAPABILITY DEVELOPMENT ▪ Providing mentorship and technical guidance to the team. ▪ Reviewing outputs for quality and accuracy. ▪ Supporting the development of team capabilities in capital modelling and regulatory frameworks. In addition to the specific functions, management may assign more duties as required for the job from time to time. Knowledge:
• Banking regulations and supervisory expectations, including CRR/CRD, EBA Guidelines, ECB expectations and resolution-related requirements
- Intermediate
• Financial Risk Regulation, Regulatory Capital & Risk Appetite Frameworks
- Advanced
• ICAAP, ILAAP, Capital Planning, Stress Testing & Risk Analytics
- Advanced Attitude: ▪ Strong ownership and accountability, with the ability to independently drive initiatives and influence stakeholders. ▪ Highly analytical with critical thinking and strong problem-solving capabilities. ▪ High level of integrity, accountability and professionalism suitable for regulatory-facing deliverables. Required Criteria: Previous proven work experience of four (4) years in Risk Management, Capital Management, Treasury or a related area, andan MQF Level 5 Award in Risk Management, Finance, Economics, Banking or a related field. OR Previous proven work experience of five (5) years in Risk Management, Capital Management, Treasury or a related area. OR Previous proven work experience of two (2) years in Risk Management, Capital Management, Treasury or a related area and an MQF Level 6 Bachelor's Degree in Risk Management, Finance, Economics, Banking or a related field. Strong analytical and data analysis skills, including proficiency in Excel, Python, and SQL. In the shortlisting process, preference may be given to candidates meeting the third required criteria Desirable Criteria:
• Strong knowledge of ICAAP, MREL, and ECB EU-Wide Stress Testing frameworks
• Strong analytical and data analysis skills, including proficiency in Excel,Python, and SQL.
• Previous proven work experience in team and project management, recovery andresolution planning, and exposure to regulatory submissions and supervisoryinteractions. In our process of shortlisting candidates for the vacancy, please note that preference may be given to candidates whose profiles best align with the duties and responsibilities of the role. Applicants are required to satisfy the Bank’s minimum eligibility criteria of four (4) O’Levels at Grade 5/C or higher, including English Language, in addition to any role‑specific requirements outlined above. This requirement shall not apply where applicants are already in possession of an MQF Level 6 Degree or higher. Here’s what’s in it for you:
• This Position offers an attractive remuneration package
• Bank Holidays and additional vacation leave days over and above the statutory entitlement
• Free basic health insurance
• Relocation assistance and packages for expats joining the bank
• Accredited training programs from our BOV Learning Academy
• Study leave when employees decide to further their studies on part time basis
• Staff home loan rates for your dream home and other credit facilities at reduced interest rates
• Voluntary Occupation Pension Scheme (VOPS)
• Guarantee of working with an Equal Opportunities Employer as certified by the NCPE
• A budget dedicated to your children’s summer school costs At BOV Group, we prioritise integrity, ethical behaviour and a strong work ethic. These principles form the foundation of the Bank’s core values: sustainability, excellence, innovation, integrity, and inclusion. All employees are expected to adhere to the Code of Conduct & Ethics, which outlines the standards for professional and personal behaviour. Commitment to these principles is essential for maintaining the BOV Group’s reputation and ensuring a positive, productive work environment. All employees are also expected to demonstrate accountability, integrity, and sound judgement in the identification, monitoring, management, and mitigation of risks. Employees must act in accordance with the Bank’s Risk Appetite Framework and are aware of the requirements set out within the Risk Management Framework, ensuring that risk considerations are embedded in their day-to-day decision-making and activities. The Bank ensures a fair, transparent, consistent and non-discriminatory treatment of employees on the basis of gender, gender identity, race, colour, ethnic, or social origin, genetic features, language, religion, or belief, political or any other opinion, membership of a national minority, property, birth, disability, age or sexual orientation.