Senior Underwriter

Senior Underwriter position available with a top-tier insurance company in Malta, requiring at least 5 years of experience in medical and life underwriting.

• Evaluate insurance applications by analysing medical, financial and personal information.
• Determine risk level and coverage eligibility in line with the Company's underwriting policy.
• Work with the team to balance workload, provide assistance and technical support.
• Communicate with medical professionals, applicants and distribution network to explain underwriting decisions, clarify issues and address questions or concerns.
• Conduct or help in preparation of training material for internal customers and distribution network.
• Stay updated on industry trends, medical advancements and changes in the industry.
• Identify required improvements in systems to improve processes and achieve a better turnaround and a smoother customer experience.
• Prepare detailed reports and documentation as required.
• Perform related tasks and participate in projects as assigned.
• Collaborate with other departments to ensure accurate policy issuance and claims processing.

• Minimum 5 years' experience in medical/life underwriting.
• Professional qualification and/or tertiary education is preferred.
• Strong analytical and decision-making skills.
• Excellent written and verbal communication skills.
• Ability to interpret medical records and financial documents.
• Ability to work independently and part of a team.
• Effective time management and organisational skills.

• Excellent salary.
• Flexible working hours.
• Gym in Premises.
• Birthday Leave.
• Health Insurance.
• Life Insurance.
• Canteen Allowance.
• Transport Allowance.
• Longer Maternity / Paternal leave.
• Returning mothers Benefit.
• Children Sick Leave.
• Pension Plan Incentive after 2 years of Seniority.
• Active Ageing Incentive.
• Study / Exam Leave.
• Sports and Cultural Leave.
• Sponsorship for Training.
• Canteen Facility.